Why Zero-Based Budgeting Didn’t Work for Me (and What I Do Instead)
After unemployment, I realized zero-based budgeting left me feeling financially fragile. Here’s why I switched to a buffer-first approach—and how it gave me breathing room.
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After unemployment, I realized zero-based budgeting left me feeling financially fragile. Here’s why I switched to a buffer-first approach—and how it gave me breathing room.
A gentle, beginner-friendly reflection on starting a new budget without pressure, guilt, or perfection—just awareness and grounding.
Learn how curiosity, feeling-based categories, and weekly check-ins transformed one software engineer's relationship with money. A personal journey toward spending awareness.
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